Dmitrii Poltavtsevmortgage brokerNMLS #2601833
The friend who will guide you home
Mortgage broker for Russian-speaking and immigrant families in the US — I can help even without US credit history or a green card. Licensed in 17 states. I close the cases everyone else has turned down.
- Self-employed
- Foreign income
- First home
- Rental & investment
- Refinance
Where I work
Home state — Texas (Dallas). Licensed in 17 states: TX · CA · CO · IL · SC · DE · FL · GA · MD · VA · NJ · NC · OH · PA · TN · KS · MA
Don't see your state? Message me
Who I work with
I take on clients from many different situations. The common thread — they want to buy a home in the US and are ready to walk through the process step by step.
First Time Home Buyers. Minimum down payment, state assistance programs, a clear and straightforward process.
Lower the payment after high-rate purchases or pull equity out of the home for investments and renovations.
Income property purchase. The bank looks at the property's income, not your personal income.
First Time Home Buyers. Minimum down payment, state assistance programs, a clear and straightforward process.
Lower the payment after high-rate purchases or pull equity out of the home for investments and renovations.
Income property purchase. The bank looks at the property's income, not your personal income.
When standard programs don't fit — Bank Statement Loan, Foreign National, ITIN programs.
Multifamily 5+ units, business properties, bridge financing for flips.
If another broker said no, that doesn't mean there's no program. Often solved where the standard broker gives up.
When standard programs don't fit — Bank Statement Loan, Foreign National, ITIN programs.
Multifamily 5+ units, business properties, bridge financing for flips.
If another broker said no, that doesn't mean there's no program. Often solved where the standard broker gives up.
I'm not the right fit if:
How we work
Five clear steps from the first consultation to the keys to your home. Average — 37 days. I keep you in the loop at every stage.
Free, your situation reviewed
Documents, credit history
Submitted to partner bank
The keys to your home
Free, your situation reviewed
Documents, credit history
Submitted to partner bank
The keys to your home
Estimate your payment in 10 seconds
A calculator is great. But if buying a home could be fully automated, mortgage brokers wouldn't exist. If you truly want your own home, the best thing you can do is get a free consultation in your native language. Fill out the form — let's look at your exact situation.
Move the sliders — and instantly see your approximate monthly payment
$400,000
$14,000 · 3.5% of price
Estimated rate. Yours depends on your credit history — we'll confirm it on a consultation.
Estimated payment
$2,504/mo
Loan amount: $386,000
This is the loan payment — principal and interest. Taxes, insurance and HOA we'll calculate for your specific home at the consultation.
Estimate for informational purposes only. Not a loan offer or a guarantee of approval. Exact rates and terms are determined after a consultation and depend on the partner lender.
Loan programs
Every case is unique. I match the program to your income, state, goal and timing. Specific rates and terms — at the consultation.
Home purchase
I walk you through all standard programs (Conventional, FHA, VA, USDA), plus First Time Home Buyer programs with minimum down payment.
- •Pre-Approval in a few days
- •Program tailored to your state
- •Support from application to keys