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MortgageServicePro

The friend who will guide you home

Mortgage broker for Russian-speaking families and immigrants in the US. Licensed in 24 states. Russian, English, Uzbek.

  • Foreign National
  • ITIN
  • DSCR
  • First Time Buyers
  • Refinance
About me

The numbers behind my work

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states

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days average closing

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languages

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partner banks

Who I work with

I take on clients from many different situations. The common thread — they want to buy a home in the US and are ready to walk through the process step by step.

🏠Immigrants buying their first home

First Time Home Buyers. Minimum down payment, state assistance programs, a clear and straightforward process.

🔄Families needing refinance or cash-out

Lower the payment after high-rate purchases or pull equity out of the home for investments and renovations.

📈Investors (DSCR, no W2)

Income property purchase. The bank looks at the property's income, not your personal income.

🏠Immigrants buying their first home

First Time Home Buyers. Minimum down payment, state assistance programs, a clear and straightforward process.

🔄Families needing refinance or cash-out

Lower the payment after high-rate purchases or pull equity out of the home for investments and renovations.

📈Investors (DSCR, no W2)

Income property purchase. The bank looks at the property's income, not your personal income.

🌍Foreign National / no SSN / ITIN

When standard programs don't fit — Bank Statement Loan, Foreign National, ITIN programs.

🏢Small business (commercial)

Multifamily 5+ units, business properties, bridge financing for flips.

💼Those who already got a 'no'

If another broker said no, that doesn't mean there's no program. Often solved where the standard broker gives up.

🌍Foreign National / no SSN / ITIN

When standard programs don't fit — Bank Statement Loan, Foreign National, ITIN programs.

🏢Small business (commercial)

Multifamily 5+ units, business properties, bridge financing for flips.

💼Those who already got a 'no'

If another broker said no, that doesn't mean there's no program. Often solved where the standard broker gives up.

I'm not the right fit if:

You want to buy a $50k home with no down payment
You're looking for credit-repair services
You're not ready to consult, just researching anonymously
You're not ready to provide documents and follow the process
Process: from consultation to keys in 37 days

How we work

Five clear steps from the first consultation to the keys to your home. Average — 37 days. I keep you in the loop at every stage.

Consultation

Free, your situation reviewed

Pre-qualification

Documents, credit history

Application

Submitted to partner bank

Closing

The keys to your home

Loan programs

Picked to fit your case: first purchase, refinance, investment, non-standard situations, commercial real estate.

Home purchase

Conventional, FHA, VA, USDA. First Time Home Buyer programs with minimum down payment.
  • Pre-Approval in a few days
  • State assistance programs
  • Minimum down payment
From 3% downLearn more

Refinance

Rate-and-term, cash-out, streamline. Lower your payment or pull equity out of the home.
  • Lower monthly payment
  • Cash-out for investments and renovation
  • Streamline for FHA and VA
No pressureLearn more

Investment property

DSCR loans, hard money. The bank looks at the property's income, not your personal W2.
  • DSCR with no tax returns
  • From 20% down payment
  • Fits a portfolio of 2-5+ properties
No W2Learn more

Foreign National / ITIN

For immigrants without SSN or with a short credit history. Bank Statement Loan, ITIN programs.
  • No SSN — by ITIN
  • Bank Statement Loan by deposits
  • Income from country of origin
Most common caseLearn more

Commercial real estate

Multifamily 5+ units, mixed-use, small business. Bridge Loan for purchase and renovation.
  • Multifamily from 5 units
  • Mixed-use and business properties
  • Bridge Loan for flips
For experienced investorsLearn more