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Loan programs

Every case is individual. I match the program to your income, state, goal, and timeline. Specific rates and terms — on the consultation, because they shift week to week.

Loan programs

Picked to fit your case: first purchase, refinance, investment, non-standard situations, commercial real estate.

Home purchase

Conventional, FHA, VA, USDA. First Time Home Buyer programs with minimum down payment.
  • Pre-Approval in a few days
  • State assistance programs
  • Minimum down payment
From 3% downLearn more

Refinance

Rate-and-term, cash-out, streamline. Lower your payment or pull equity out of the home.
  • Lower monthly payment
  • Cash-out for investments and renovation
  • Streamline for FHA and VA
No pressureLearn more

Investment property

DSCR loans, hard money. The bank looks at the property's income, not your personal W2.
  • DSCR with no tax returns
  • From 20% down payment
  • Fits a portfolio of 2-5+ properties
No W2Learn more

Foreign National / ITIN

For immigrants without SSN or with a short credit history. Bank Statement Loan, ITIN programs.
  • No SSN — by ITIN
  • Bank Statement Loan by deposits
  • Income from country of origin
Most common caseLearn more

Commercial real estate

Multifamily 5+ units, mixed-use, small business. Bridge Loan for purchase and renovation.
  • Multifamily from 5 units
  • Mixed-use and business properties
  • Bridge Loan for flips
For experienced investorsLearn more

What you get

A transparent process, ongoing communication, and support from the first consultation to the keys.

Day 1Day 10Day 25Day 37
Consultation
Pre-qual
Application
Underwriting
Closing
Move-in

37 days from application to keys

A clear stage-by-stage plan. You know what's happening and when — no surprises.

Deal documents
Share link⌘ T
Export XLS⌘ A
Export CSV⌘ J
AI summary⌘ Q

Documents and reports on demand

Access to all deal documents. Export, reports, transparency at every step.

Closed deals+12%

250+ partner banks

I match the program from dozens of options. We'll find the one that fits you.

Equal Housing Lender. NMLS ID: TBD. All loan terms are provided by partner banks and subject to approval. Rates and terms may change at any time. See the Privacy Policy for details. Privacy policy.