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Loan Factory

Hi, I'm Dmitriy

Mortgage broker for Russian-speaking families and immigrant communities in the US. Licensed in 17 states. I help newcomers buy their first — and not their last — home.

I'm Dmitriy Poltavtsev, a mortgage broker. My NMLS #2601833 is my personal ID in the Nationwide Multistate Licensing System (NMLS), the unified US registry for mortgage professionals — anyone can use it to look up my license and history in the public NMLS Consumer Access database.

I came to the US the way many of my clients did — with a suitcase, basic English and a head full of questions. I went through buying my own first home, with all the doubts and beginner's mistakes that come with it. That's when I decided: I'll learn this system from the inside — so I can help other families get through it calmly, without the costly missteps.

I got a federal mortgage license and today I'm licensed in 17 states. Texas is my home, but I work with clients across Florida, California, the Carolinas, Ohio, Georgia, Illinois and a dozen more.

What does a "your guy" broker mean for an immigrant family? It's not just "someone with an accent in English." It's someone you can ask the awkward question without feeling judged. It's understanding how income, taxes and "I make money but my tax return doesn't show it" actually work in our community. It's the patience to explain things without banker arrogance.

I don't have a magic pill. What I have is around 250 lender partners, programs for non-standard cases, and one rule: if I take you on, I see you through to closing.

Svetlana, my wife, is the co-driver of this project. She knows US bureaucracy better than most Americans and helps me at every step. Three things I care about: stability, family, moving forward. Most of my clients name the same three when we sit down to talk about their first home.

Дмитрий Полтавцев

The numbers behind my work

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Family & values

Family, home and moving forward — the reason behind all of this. Most clients name the very same when we sit down to talk about a first home.

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