Hi, I'm Dmitriy
Mortgage broker for Russian-speaking families and immigrant communities in the US. Licensed in 24 states. I help newcomers buy their first — and not their last — home.
I came to the US the way many of my clients did. Years later, I had cash in hand, rates were at 2.5%, and I could have bought two homes. I bought nothing — because I went to a "well-known" realtor, got nothing but a smile, and couldn't figure out the next step. After that I decided: I'll learn this system from the inside.
I got a federal mortgage license, passed the FBI background check, did the fingerprints — those aren't marketing words, those are real requirements in this profession. Today I'm licensed in 24 states. Texas is my home, but I work with clients across Florida, California, the Carolinas, Ohio, Georgia, Illinois and a dozen more.
Before mortgages I had a different life: military advisor, deployments — Afghanistan among them. From there I have a 20-plus-year friendship with an American serviceman, and the habit of figuring out other people's rules quickly. Uzbek I've spoken since childhood. Hebrew I'm learning now. English is the working language. With clients I speak their language — literally and figuratively.
What does a "your guy" broker mean for an immigrant family? It's not just "someone with an accent in English." It's someone you can ask the awkward question without feeling judged. It's understanding how income, taxes and "I make money but my tax return doesn't show it" actually work in our community. It's the patience to explain things without banker arrogance.
I don't have a magic pill. What I have is three years in the profession, around 250 lender partners, programs for non-standard cases, and one rule: if I take you on, I see you through to closing.
The numbers behind my work
states
days average closing
languages
partner banks
Family and values
Svetlana, my wife, is the co-driver of this project. She works at a major auto-dealer group, knows US bureaucracy better than most Americans, and helps me at every step. Our daughter speaks Russian and English fluently, learns Chinese and Spanish — that's our flavor of America. Three things I care about: stability, family, moving forward. Most of my clients formulate the same three when we sit down to talk about their first home.